Krishnan Dharmarajan

Krishnan Dharmarajan, the Executive Director of the Centre for Digital Financial Inclusion (CDFI), is a member of the Steering Committee of the Digital Innovation Lab at the Indian Institute of Management Bangalore.

Krishnan brings with him a many years of experience in conceptualising, developing, and implementing large projects and policy frameworks that have reach and impact.

In addition to providing overall vision and leadership at CDFI, he is fully hands-on in developing and scaling innovations, working on research areas, undertaking policy analysis and analysing existing program delivery frameworks delivering public services. Having built the organisation from bare essentials, he has meticulously crafted CDFI’s unique strategy that simultaneously straddles innovation, research and policy analysis to expand access to financial services. As Executive Director of CDFI, he is a key member of the CDFI’s Steering Committee which drives the organisation’s objectives and priorities.

Krishnan is a computer engineer and postgraduate in management. He received the Presidential award for distinguished service in 2006 as also the Government’s commendation for development of a mobile banking framework for the unbanked in 2010.